A money buddy, not a lecture
Get good at
spending on purpose.
Three-minute interactive stories, an AI buddy that talks like a friend, and a three-second way to log what you spent — built for students. Make the expensive mistake in a story, so you don't make it with real money.
Free · English & Chinese · iOS / Android / web, all in sync
Today's story
Binge a story,
keep your wallet.
A job that asks you to pay first. "Zero interest" instalments. Splitting a bill nobody wants to split. Every story takes three minutes: you choose, you live with it. Getting it wrong here costs a lot less than getting it wrong later.
- 33 stories — scams, instalments, live-stream shopping, buy-now-pay-later. All from real cases.
- Finish a story, unlock a card, and build your own book of tricks to watch for.
- Plus 12 short lessons, from splitting your allowance to spotting a bad deal.
Log a choice
Every purchase
is a decision.
Three seconds to log one, and one tap to mark it "want" or "need". No judging, no nagging, no guilt trip — at the end of the month you can simply see where it went.
- Three seconds per entry — that's the only kind of tracking anyone keeps up.
- "Want or need?" in one tap. Wanting things is fine; not noticing isn't.
- Sign in and it syncs — new phone, new laptop, your entries follow.
AI Buddy
Like a friend,
not a teacher.
It reads your week, talks like a person, and gives you one small idea at a time. Overspent? No lecture. Saved a bit? It's genuinely pleased. That's what a buddy does.
- It talks about your actual entries, not a canned script.
- Your chats are used to help you. We don't sell data and we don't run ads.
- It will never push you toward a loan, a credit card, or an investment.
Start now
Three ways in, take your pick.
One account, all three. The first entry you make today follows you everywhere.
App Store
Available worldwide. Search "BudgetBuddy" or use the button below.
Open in the App StoreAPK download
Download straight from this site. The app checks for updates on its own.
Download the APKFAQ
You might be wondering
Does it cost anything?
It's free right now. If paid features ever arrive, we'll say plainly what costs money and how much — tracking, stories and the basics stay free.
Is it in English?
Yes — every story, lesson and screen is written in both English and Chinese, and you can switch language inside the app at any time. A few stories are set in Chinese student life, because that's where the real cases came from; the money lesson in each one travels fine.
iPhone and Android both?
Both. iPhone from the App Store, Android as a direct download here, or just use the web app — one account keeps all three in sync.
What happens to my data?
Your entries are there for you and for your own AI buddy to read. We don't sell data, we don't run ads, and we don't hand your records to anyone else. See the privacy policy.